Scholarships For High School Seniors – You’ve worked hard for four years in high school and you’re ready for your next adventure in college.
Until now, you have thought about which school would suit you best and help you launch a great career.
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Now you have to figure out how you’re going to pay for yourself without breaking the bank or being saddled with a huge pile of debt after graduation.
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Today, regardless of your family’s financial situation, this means finding and applying for a combination of student loans, work-study programs, grants and scholarships.
How do you determine the best mix of aid with so many options, and once you do, where and how can you compare options and apply?
Student loans are easy, but we’ve all read about the student loan crisis in the United States.
Most students or their families have no trouble getting a loan, but paying it back within a reasonable amount of time can be a big challenge.
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With the average American student graduating with about $30,000 in loan debt, even a hefty starting salary only goes so far.
Grants and scholarships can help you minimize this debt. The interesting thing about both is that they are called “Gift Aid”.
You have to work hard, take a minimum of credits and maintain your grades, the grants and scholarships do not require you to pay them. Never. After the award, many continue their studies for four years.
And, you don’t have to worry about graduate school now because there are many scholarship programs designed for graduate students.
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Unlike scholarships, most grants are need-based. That doesn’t mean only low-income students can qualify—indeed, high-tuition schools may offer grants to especially good kids from academically qualified families—but most are for low- and moderate-income students.
If you are in the US for more information on how to find and apply for grants from the Department of Education and other sources.
For high school seniors looking for scholarships, the good news is that there are many options available to you. This is also bad news.
There are thousands of scholarships for students, funded by colleges and universities, professional and social associations, private foundations and non-profit organizations and employers of all sizes. They range from full-rider, all-expenses-paid offers for truly exceptional applicants to several hundred dollars that help pay for books and other expenses that can accumulate over the course of a semester.
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It is worth your time to do your research and apply to those who are right for you.
Check if they have any rules about how much money you can get from scholarship programs or other grants. This will narrow down the amount of money available to you from a particular scholarship and help you decide which offer to accept.
As a senior, you know this is a busy time for you and your family, so it’s a good idea to start with a scholarship application that doesn’t require additional work.
Apply for as many easy-to-use scholarships as you can find. This allows you to focus on producing excellent articles that will suit specific applications that are worth the extra work.
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There are a million websites that claim to help you find scholarships. Many of them collect additional information about you in exchange for a basic list of famous scholarships.
The best sites offer up-to-date lists of lesser-known scholarships, tons of detailed information you can use to improve your chances for a particular scholarship, and powerful free tools to help high school seniors at any scholarship level. Application process
For high school seniors and their families, the first thing to do is decide what you can afford and how much your target school will cost. Each school provides a “net price calculator” on its website. Take the time to find them and use them.
Fill out the Free Application for Financial Aid (FAFSA) form. This gives interested schools a baseline to help match you with scholarships they may award directly or through alumni organizations. But don’t expect the FAFSA to do all your work for you.
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Keep in mind that most college application processes are automated. If you want more than the standard support package, you need to go private.
The college financial aid office’s primary goal is to help you attend their school. So don’t wait until they receive your FAFSA application before you contact them and ask for scholarship guidance.
Ask about any non-traditional scholarships available and provide examples of what you have researched yourself. And keep checking back.
Be persistent and proactive, and remember that until you agree to an aid package, it can always be improved. Another place where your scholarship homework can pay off big. He started his career in personal finance in 2018 and is passionate about collecting data and creating content around higher education and student loans. Twitter Connect with Heidi Rivera on Twitter
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Edited by Chelsea Division Student Loan Editor, Chelsea Senior Vingaro Chelsea has been around since early 2020. It’s invested in helping students navigate the costs of college and break through the complexities of student loans. Connect with Chelsea Wing on LinkedIn LinkedIn Chelsea Wing
Founded in 1976, it has a long track record of helping people make smart financial choices. We’ve maintained that reputation for four decades by demystifying the financial decision-making process and giving people the confidence to take the next step.
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A scholarship is a type of financial aid that can be need-based, merit-based, or academic-based. A scholarship is a gift; They don’t have to pay back. Some scholarships are automatically renewed each year you attend school, while others are awarded only once.
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There are many scholarships available to high school seniors starting their freshman year of college. The best way to find relevant scholarships for you
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